Welcome to Georgia Construction loans

Georgia New Home Construction Financing!
Construction to Permanent loan programs!
90% Construction financing !
Remodel financing !
Land Lot Loans
Bridge financing !

Whether you are looking for a new construction financing, construction-to-permanent financing, bridge financing, land lot financing, or a loan to remodel your current home. We can get the process going for your home construction financing. We've Got Just The Right Loan Call 678.772.8221

There are two main ways a construction mortgage is financed:
· The builder carries the construction costs until completion.
· The buyer obtains a construction loan and pays the builder for work completed at several points during the construction process

Builder financing is commonly used in large developments where there is a single builder; where the new home is for a first-time homebuyer; or where the builder is a large national or regional builder.

Buyer financing is typically used to finance construction when the buyer owns their lot; when the builder is local and is not exclusively building in a given development.

Builder Financing Characteristics:
· The buyer does not take title to the property until the home is completed
· The buyer has no obligation to make any payments until the home is completed
· The builder includes the cost of financing construction into the home price

Buyer Construction Financing Characteristics:
· The buyer takes title to the land immediately.

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:: Construction Loans
One loan, one closing and one set of fees! Get construction financing loan.

:: Construction-To-Permanent Loans One closing - one set of fees!
One loan, one closing and one set of fees! Get construction financing and permanent financing all in one loan.
If you’re planning to build your next home, ask me about One-Time Close. This home financing program
combines your new home’s construction costs and permanent financing into one convenient loan. This means
only one approval, processing, and closing is required — benefits that save you time and money.
Other One-Time Close features include:
• No duplicate closing costs
• Low down payments
• Multiple permanent financing options, including both fixed and adjustable rates
• You may enjoy potential tax savings during your home’s construction*

:: Land Lot Loans
Looking to purchase a residential lot for future construction of your primary residence or vacation home? If so, our Georgia Land Lot Loan is the right loan for you to get your home lot financing. And when you are ready to build, we will help you with your Construction-to-Permanent Loan.

:: Remodeler Loans
Designed for homeowners looking to improve a primary residence-new kitchen, bigger bathroom, room addition and more!

:: Bridge Financing
Don't wait to sell your old home before building your dream home. With a Georgia Bridge Loan you can access equity in your current home to use as the down payment on a Construction-to-Permanent Loan.

• Loans for lot purchase, home construction, and permanent financing Loan approval and closing before construction ever begins One-time loan closing to save you time and money
• Guaranteed terms on your permanent loan for the duration of the agreed-upon construction phase

:: Home Equity Financing
Don't wait to remodel or repair your home.

Request a mortgage specialist call about a Georgia Construction Loan